A flood elevation certificate is a standard form developed by FEMA and the National Flood Insurance Program (NFIP) to standardize and determine insurance rates in a flood zone.
A flood certificate determines what flood zone applies to your home or business. A surveyor determines the exact elevation of your lowest finished floor and/or basement and garage. Using FEMA's base flood elevation, insurance companies can determine the risk of the dwelling.
Many existing homes in NJ are in flood zones and are not covered by their basic insurance policies. A NJ-licensed surveyor is the only professional that can determine a flood elevation in our state.
If your home or business is in a flood zone
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